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Interest-free loan is provided to encourage private residential flat owners to carry out internal repairs and maintenance works.

Eligibility Criteria

  1. The premises shall be :
    • Building age must be of 30 years or more (according to the occupation permit)Note; and
    • Annual rateable value of the residential flat should not exceed HK$162,000 in urban areas (including Shatin, Kwai Tsing, Tsuen Wan); while not exceed HK$124,000 in other areas ; and
    • The only property owned by each applicant in Hong Kong in any form or manner directly or indirectly ; and
    • Solely or jointly owned by individuals (not owned by companies).
  2. All registered individual / joint owners of the premises must be included in the application.

Note:Excluding buildings not exceeding 3 storeys and New Territories Exempted Houses.

Content Brief

  • Each eligible applicant will be granted an interest-free loan not exceeding HK$50,000 or the total cost of approved works (whichever is lower).
  • The loan is granted for flat internal repairs and maintenance works related to safety and hygiene.
  • The loan is repayable in maximum by 36 equal monthly installments after release.


Application Form

Application Form

Integrated Building Rehabilitation Assistance Scheme Application Form (Applicable to Individual Flat Owner to apply)